Availing the Guaranteed payday loan has always been defined by a specific process where the credit history of the borrowers is inspected. The lenders use various credit reference agencies to find out the details of the particular borrowers and their credit scores. All these things define the financial credibility of the loan seekers as if they have missed payments of the previous loans or the issues like County Court Judgements (CCJ) or Individual Voluntary Agreements (IVA).

Approaching the reliable, guaranteed instant payday loans no credit check direct lenders, like Easy Cheap Loan, will give you a chance of borrowing Guaranteed loans without guarantor & hassle. We do not consider your credit history as the crucial factor of the loan approval; instead, we look at other options like:

  • Address Details
  • Current or Previous Employment Status
  • Guarantor / Collateral

Here are the most common features of the no credit check payday loans:

  • Applying for the loans does not affect your overall credit profile because there will be NO PERUSAL of your credit background. It will help you in getting more funding chances in the future.
  • Borrowers also get a chance of getting a SHORT REPAYMENT period that will help them in improving the credit scores and winning the trust of more lenders.
  • The interest rates may be on the higher side, but we, at Easy Cheap Loan, will make efforts to offer loans on the FLOATING INTEREST RATES.


It is the impact of the modern-day lending where if the lender give payday loans that accept bad credit, then it generally means for people with poor credit score too. The loan applications are available for everyone irrespective of the past credit record.

Easycheaploan has been regarded among those direct lenders, which are quite flexible to their lending approach and ready to assist every individual during the tough financial circumstances. Discrimination in terms of credit scores has proved to be just a past thing that is not applicable now. We follow the approach called no credit check in which we do not examine the credit history of the borrowers and allow them to secure funds based on their earning status. It is kind of a flexible approach where the loan applications are accepted on a guaranteed basis.

For the people with very bad credit loans without a guarantor, it is an ideal opportunity to revive their financial record because they can do this now by repaying the borrowed sum on their next payday.

Advantages of Bad Credit Payday Loans

Keeping the borrowers’ financial interest above anything is the prime objective of Easycheaploan. It is the reason why we offer these payday loans for bad credit on multiple benefits. For instance:

  • Online Application Method – The loan applicants need to stay at home and follow the procedure online that will not take more than 10 minutes.
  • Instant Loan Approval – The process of credit check takes enough time that further delay the loan approval. Our loans do not involve it and allow an instant decision on the loan approval.
  • Quick Money Transfer – Only hours will take to transfer the desired amount to your bank account if your loan application is approved.

Easycheaploan has been the reliable source of getting guaranteed payday loans for bad credit, and that will be on acceptable terms and conditions.

Our affordable High Acceptance Payday Loans will not eat into your savings

Payday loans are notorious for tying you with a debt spiral. They are very small loans that require repayment in a lump sum on your payday. Looking for affordable payday loans can be a difficult thing and for some borrowers, it is like an impossible thing, but you do not need to be disheartened as we do offer affordable payday loans. Here is what you need to qualify for payday loans at lower rates than the market:

  • You should not have any other debts.
  • You should have at least £500 left in your account after meeting all of your regular expenses.
  • You should be at least one-year-old in your current company
  • Being our existing customers will be an additional advantage.

Can People on Benefits Apply for Instant Payday Loans?

Yes, indeed… Easycheaploan invites all Britons to submit loan applications irrespective of their financial status and credit score. There is no restriction at all, and in fact, a well-specialised deal called instant payday loans for people on benefits is listed among the loan products.

Unemployment is a temporary problem, but managing finances becomes tough during this period. As among the responsible instant High Acceptance Payday Loans direct lenders, we take care of their financial life by providing a suitable loan option through the means of the simple and secure process.

Don’t hesitate, grab the opportunity that we bring for you. Now let’s move on to our Personal Loans!

FAQs for Payday Loans No Credit Check

Can I apply for a payday loan with poor credit?

Yes, you can apply for the payday loans despite not having a good record of making payments. Direct lenders like Easycheaploan is always prepared to offer these cash advances to the borrowers with any credit scores because the amount is low and there is no such great threat of missing repayments from borrower’s end.

Where can I get a payday loan with no credit check?

Expecting such immunity from the banks or other traditional lending institutions would be wrong because one can only hope this from the DIRECT LENDERS. Here, you have the advantage of no credit check, which means your past credit mistakes do not harm the current funding opportunities.

How much can borrow money if you have bad credit?

Well, it depends upon the lender’s policies and how much worse the credit score is of a particular borrower. Generally, the amount starts at £500. One more aspect in this, since no credit check factor is prevailing, the amount may not vary too much that is applicable for those with a good credit score.

Can you get a cash advance without bank account?

Having a bank account is one of the main requirements of loan eligibility. However, the lender may agree only when it has the doorstep lending service to provide to its borrowers. The interest rates may also be on the higher side. A good income status can help you get funds at a lower APR.

How can I get instant money with bad credit?

The procedure does not change too much, even if your credit history does not sound right. You can apply through the online mode, and instant approval is apparent like any other borrowers with a better credit score. With no credit check factor, this becomes more a possibility.

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